If a malicious person manages to access your account, it's probable that you will be cleaned out.
If someone steals your account, Ankama Support can help you get access back. However, the account has probably already been emptied by the thief and unfortunately, we can't change that.
A stolen account is an emptied account. The real risk is losing all your items.
As well as emptying the account, the thief can use it to harm other players. The thief can pass for you in order to trap your friends, post illegal links in the chat or the forum, or perform forbidden actions,all of which can result in restrictions on your account even though it's not your fault.