Paying via Credit Card

I cannot use the bank card payment method. Why?

Before purchasing, what are the requirements for paying by bank card?

What are the requirements for finalizing payment? 

Why was my transaction rejected?

I was charged but I didn't receive my purchases.

I was charged more than once.

 

I cannot use the bank card payment method. Why?

There are several possible reasons.

  • You just created your Ankama account or just started playing. You must have greater game time to use this payment method. Keep playing and try to purchase a subscription again in 48 hours. 
  • You are in a country where the "bank card" payment method is not offered. Is so, please choose another payment method.
  • Your Ankama account shows inconsistencies related to location (logins or payments from several different countries). As a security precaution, the "bank card" payment method is not available for your account. Please choose another payment method. 
  • One of your previous payments was disputed and canceled. Please contact Support to review your situation if that is the case.

 

Before purchasing, what are the requirements for paying by bank card ?

  • You must be the payment method holder. A parent or friend may exceptionally purchase a subscription for you, but only if you make this payment together. It is against the law and our Terms of Use to use a bank card without its owner's permission.
  • Make sure the account to be charged has sufficient funds and the card being used has not been blocked.
  • Check that the billing information on your Ankama account is correctly filled out and matches that of the bank card.
  • Know the secure payment authentication system your bank uses on your bank card.

To combat fraud, fraudulent payments are systematically identified and the accounts in question are sanctioned.

 

What are the requirements for finalizing payment? 

After validating your bank information on the Ankama payment page, you will be asked to use an enhanced authentication system by your bank (3DS) to provide greater security during the payment phase and more actively combat attempted fraud.

It consists of combining two independent authentication factors: 

  • information the customer knows (password, secret question, secret code, etc.),
  • something belonging to the customer (cell phone, connected device, token, smart card, etc.),
  • or something that distinguishes you (fingerprint, facial or voice recognition, iris recognition, etc.).

Following a new European directive (PSD2), from 03/31/2021, this security system will be enhanced (3DS2) by your bank for any order placed using a bank card within the European Economic Area (EEA).

 

For any questions about the authentication system when purchasing, please contact your bank. This data is strictly confidential and only your bank can advise you.

If you keep encountering problems, please remember that we offer other payment methods (PayPal, Allopass, etc.) and our Support team is available to assist you! 

 

Why was my transaction rejected?

There are several reasons a transaction may be rejected and/or seen as fraudulent by our services:

  • Your bank rejected your transaction:  insufficient funds, expired bank card, or failed enhanced protection.
  • You used a payment method without permission from the owner or bank.
  • We detected too many inconsistencies in the payment information and/or your purchasing behavior. We felt there was a reasonable likelihood that it was an invalid payment, and we rejected the transaction.

As a reminder, to use a payment method, you must be its owner or get explicit consent from its owner. The illicit use of a payment method constitutes fraud and may be punished with up to five years' imprisonment and a €350,000 fine. 

Ankama takes attempted fraudulent payments very seriously. Because we are committed to combating fraud and identity theft, we reserve the right to go well beyond permanently banning Ankama accounts and to institute legal proceedings against fraudsters.

We also remind you that sharing, buying, selling, lending, and gifting Ankama accounts are strictly forbidden by our Terms of Use. Such bad practices cause many problems for our players, so avoid them by following the rules.

 

I was charged but I didn't receive my purchases.

If your bank account was charged but your subscription wasn't validated, take a moment to check the transaction status in your account management section. You can also check your email inbox for the subscription validation email.

If the issue continues, please contact Support.

 

I was charged more than once.

If your bank account was charged more than once for a single purchase, we must identify all the payments. 

Prepare a list of each time you were charged (date and amount) and contact Support. Also, remember to tell us which purchases you want to keep.

 

 

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Current deadlines are between 24 and 48 hours.